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Armed with this legal document and car insurance, you can drive both two-wheelers and four-wheelers when abroad.Īn international driving permit can be described as an official translation of the driver's licence whereby documents are translated into languages that can be understood by international authorities.Īlong with an IDL, you must make sure to purchase car insurance. If you are applying for an International Driving Licence (IDL) in India, you have to approach the Indian Road Transport authorities. Therefore, it makes sense to take the ones that provide maximum value. Today, you have a host of car insurance online options to choose from. This is needed over and above bike or car insurance depending on the country you are in.

Just the way it is important to have an Indian driving licence to drive or ride in India, you will need an international driving permit (IDP) to do so in a foreign country. If you are caught riding or driving a vehicle without a driving licence, you will be penalised by the authorities. This is in addition to purchasing car insurance. This means, in the unfortunate event that your vehicle is damaged or stolen in another country, if you get into an accident, or if your local compulsory third party liability coverage is not enough to cover third party bodily injury or property damage, you can file a claim on your international auto insurance for physical damages and excess liability.Īll three coverages-Third-Party Liability, Worldwide Car Insurance (which covers physical damage), and Excess Liability-can be combined to maximize your protection.​As you would be aware, it is important to hold a valid driving licence to be able to ride a two-wheeler or drive a car on Indian roads. Our Third-Party Liability Insurance covers property damage and bodily harm to others, and physical damage (our Worldwide Car Insurance policy) keeps your vehicle protected from collision, theft, or other damage.Įxcess liability supplements the local compulsory liability coverage you are required to carry in each county you are traveling in. International car insurance has different levels of coverage, depending on the policy you choose. If you’re an expat or work abroad and are planning to use your vehicle in another country, often your domestic car insurance policy won’t cover this due to territory restrictions.

International auto insurance is a broad term for car insurance that protects drivers abroad. Foreign Service > Protection for diplomats & government contractors.Business Interruption & Property Insurance.